From: Factors influencing the demand for individual voluntary private health insurance in Iran
Variable | Model 1 | Model 2 | |||||||
---|---|---|---|---|---|---|---|---|---|
Odds ratio | Z | %95 CI [min—max] | p-value | Odds ratio | Z | %95 CI [min—max] | p-value | ||
Deprivation of the provinces REF: Low | Medium | 0.77 | − 4.69 | (0.68–0.85) |  < 0.01 | 0.75 | − 3.87 | (0.65–0.87) |  < 0.001 |
High | 0.62 | − 5.26 | (0.51–0.74) |  < 0.01 | 0.47 | − 6.46 | (0.37–0.59) |  < 0.001 | |
Sex REF: female | 0.75 | − 5.82 | (0.68–0.82) |  < 0.01 | – | – | – | – | |
Age REF: 0–16 | 25–17 | 1.54 | 3.93 | (1.24–1.92) |  < 0.01 | 1.8 | 4.08 | (1.35–2.38) |  < 0.001 |
49–26 | 1.63 | 5.72 | (1.38–1.94) |  < 0.01 | 1.91 | 5.47 | (1.51–2.42) |  < 0.001 | |
69–50 | 1.18 | 1.66 | (0.96–1.45) | 0.09 | 1.17 | 1.14 | (0.88–1.56) | 0.25 | |
health insurance REF: NO | Yes | 3.20 | 7.11 | (2.32–4.42) |  < 0.01 | 3.08 | 5.34 | (2.03–4.66) |  < 0,001 |
lifestyle | 1 | 0.83 | − 0.83 | (0.54–1.28) | 0.4 | 1.01 | 0.02 | (0.29–3.47) | 0.98 |
 | 2 | 1.2 | 0.63 | (0.67–2.13) | 0.52 | 2.13 | 1.04 | (0.5–8.98) | 0.3 |
Family health history REF: NO | Yes | 0.86 | − 1.55 | (0.71–1.04) | 0.12 | 0.89 | − 0.95 | (0.7–1.12) | 0.34 |
Health status REF: Good | medium | 1.28 | 2.75 | (1.07–1.53) |  < 0.01 | – | – | – | – |
Bad | 0.89 | − 0.28 | (0.4–1.96) | 0.78 | – | – | – | – | |
Health expectations REF: NO | Yes | 0.56 | − 3.01 | (0.38–0.81) |  < 0.01 | 0.52 | − 2.92 | (0.34–0.81) |  < 0.001 |
Women’s health problems REF: NO | Yes | – | – | – | – | 1.34 | 1.92 | (0.99–1.82) | 0.05 |
Log likelihood | − 7742.29 | − 4747.75 | |||||||
LR | LR chi2 = 215.25 Prob > chi2 = 0.0000 | LR chi2(8) = 153.78 Prob > chi2 = 0.0000 |