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Table 6 Determinants of catastrophic health expenditures in Kosovo, 2014

From: Catastrophic expenditures and impoverishment due to out-of-pocket health payments in Kosovo

Variable

Odds ratio

Standard error

T

p > |t|

95% confidence interval

HCE expenditure quintilea

 Quintile 1 vs 5

2.466

0.487

4.57

0.001

1.675

3.633

 Quintile 2 vs 5

1.661

0.328

2.57

0.010

1.128

2.445

 Quintile 3 vs 5

0.922

0.193

− 0.39

0.696

0.612

1.388

 Quintile 4 vs 5

0.897

0.186

− 0.52

0.601

0.597

1.347

Age of the household head

1.011

0.005

2.03

0.042

1.000

1.021

Household size

0.807

0.029

− 6.06

0.001

0.753

0.865

Member under 5 years old in the household

1.133

0.178

0.80

0.425

0.833

1.541

Member over 65 years old in the household

1.971

0.283

4.73

0.001

1.488

2.612

At least one employed member in the household

0.981

0.155

− 0.12

0.904

0.719

1.338

Disabled member in the household in previous 12 months

2.819

0.599

4.88

0.001

1.859

4.276

Insurance coverage of household head

0.275

0.092

− 3.87

0.001

0.143

0.528

Education level of household head

1.113

0.148

0.81

0.419

0.858

1.445

Constant

0.134

0.060

− 4.5

0.001

0.056

0.322

  1. OOP health payments divided by HCE ≥ 10%
  2. aQuintile 1 has the lowest consumption expenditures and quintile 5 the highest